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NuCalm
- Guided audio for relaxing, resting, focusing and recovery.
- Take it on its own, or as part of the All-Access Pass.
- The Edge monthly plan is $42.49 a month.

Allen Bauer · Bay City, Michigan
Wellness, personal growth, original music, and insights on building financial independence.

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I am an independent xosialX Associate and may earn commissions on qualifying purchases made through me or my links. Current prices and terms are shown on xosialX’s order page.
Fresh from my work
Latest music release
My newest original song, shared on my YouTube channel.
Featured xosialX video
The video I’m featuring on my homepage right now, shared on my YouTube channel.
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Original music
My newest original song, shared on my YouTube channel.
An original song, shared on my YouTube channel.
An original song, shared on my YouTube channel.
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The business, the University and NuCalm
An October 2026 training session with Stu explaining the xosialX compensation plan. Earnings are not guaranteed.
An overview of the All-Access Pass and the xosialX business opportunity.
A preview introducing xosialX University, with English subtitles.
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Dividend investing and cryptocurrency
Dividend Investing
Champion · forward dividend yield 6.06%
Learn moreShowing 3 of 9
Figures are my own notes, current as of November 7, 2026. My investing pages are free to read and aren’t part of my xosialX business. Some links, like my Robinhood referral, may give me a referral reward. Not investment advice.
What I’m thinking about

Money & Investing
What the dot-com crash can teach us about AI, retirement savings, dividend stocks, and crypto.
October 22, 2026 · 11 min read

Business Opportunity
At 63, I still have things to learn, people to help, and a future to build. That’s why I’m excited to be associated through xosialX with Mark Victor Hansen and Crystal Dwyer Hansen. Their vision brings together wellness, education, community, and the opportunity to build a business by sharing products you value.
October 14, 2026 · 6 min read

Technology
You’re standing inside one of my ideas. At 63, I’m using AI to build a website that once would have taken me months to learn—or thousands of dollars to have someone else create.
October 8, 2026 · 9 min read
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Why I’m excited
Mark Victor Hansen is the co-creator of Chicken Soup for the Soul. I’m sharing this because his and Crystal’s vision is why I’m excited about xosialX right now.
Mark Victor Hansen and Crystal Dwyer Hansen share their vision for xosialX. Over one million All Access Pass members by September 1, 2027 is an ambitious goal, not a guaranteed outcome. Business income is not guaranteed.
Mark’s goal: Over one million All Access Pass members by September 1, 2027.
An ambitious goal—not a guaranteed outcome.
At 63, I still have things to learn, people to help, and a future to build. That’s why I’m excited to be associated through xosialX with Mark Victor Hansen and Crystal Dwyer Hansen. Their vision brings together wellness, education, community, and the opportunity to build a business by sharing products you value.
Opens xosialX’s annual All-Access Pass offer page. Annual billing terms are shown there before you buy.
I am an independent xosialX Associate and may earn commissions on qualifying purchases made through me or my links.
Ask me about becoming an Associate
Meet Allen
I’ve been a Marine, a cryptographic equipment technician, a HAWK missile computer and radar technician, a counterintelligence agent, an insurance agent and a financial advisor. As a U.S. government contractor, I lived and worked in places like Iraq, Afghanistan and Kyrgyzstan.
Now I’m back in Bay City, Michigan, where I was born, not far from Pinconning, where I was raised. I enjoy studying investing, trying new technology and traveling, with a particular interest in the Blue Zones, where people are known for living long, healthy lives.
I’m still learning and exploring. This site is where I share what I find useful, why it matters to me and how it might benefit you.
— Allen
Allen Bauer, 63. Former Counterintelligence Agent and Marine, now an investor and independent xosialX associate.
Meet Allen